Estimate your monthly mortgage payment
Enter the home price, your down payment, the interest rate, and the loan term, and this calculator instantly splits your payment into principal and interest, then adds property tax, homeowners insurance, and PMI for the full monthly number.
What is really in your monthly payment?
Principal and interest are only half the story. Property tax, homeowners insurance, and PMI all show up in the monthly figure your lender quotes, and in Arizona the summer cooling bill deserves a line too. I watched buyers build budgets as a mortgage loan officer for years before I became a Realtor, so I know this number, not the ticket price, is what decides whether a house fits.
Try your numbers with and without a larger down payment, and compare a 15-year term against a 30-year term. The calculator updates instantly, so you can see the trade-off before you ever book a showing, and I can help you pressure-test the math against a real pre-approval whenever you are ready.
Contact · Schedule
Run the estimate, then let's confirm it.
A calculator for planning, a pre-approval for the real number. Send your numbers and I will help you check them against current rates and a walkable budget.
⚑ My Home Group · 8360 E Raintree Dr, Suite 120, Scottsdale, AZ